TERMS & CONDITIONS
Effective Date: July 3, 2026
These Terms & Conditions govern your access to and use of MoneyMindsetAcademy.com and the educational content, resources, and materials provided by Pod Media LLC, doing business as Money Mindset Academy (“Money Mindset Academy,” “we,” “us,” or “our”).
By accessing or using the website, downloading a resource, or submitting a form, you agree to these Terms & Conditions. If you do not agree, please do not use the website.
1. Purpose of the Website
Money Mindset Academy provides general financial education for parents, caregivers, families, children, and teenagers.
The website may include:
• Educational articles and information
• Information about books and future programs
• Free downloadable guides, worksheets, workbooks, and resources
• Email sign-up forms
• Contact forms
• Other general educational content
At launch, the website does not provide paid courses, memberships, customer accounts, or direct website purchases. Additional terms may apply if those features are introduced later.
2. General Education Only
All information and materials provided through the website are for general educational and informational purposes only.
Nothing on the website constitutes personalized:
• Financial advice
• Investment advice
• Tax advice
• Legal advice
• Accounting advice
• Credit counseling
• Financial planning
• Professional services of any kind
Money Mindset Academy does not evaluate your individual financial circumstances, objectives, risk tolerance, tax situation, legal needs, or suitability for any particular financial decision.
You should consult an appropriately qualified professional before making financial, investment, tax, legal, accounting, or credit-related decisions.
3. No Professional Relationship
Your use of the website, submission of a form, download of a resource, or receipt of an email does not create an attorney-client, accountant-client, financial adviser-client, fiduciary, coaching, consulting, or other professional relationship.
No professional relationship is formed unless the parties enter into a separate written agreement that specifically establishes one.
4. Use by Minors
The website is intended primarily for parents, caregivers, educators, and other adults.
Children and teenagers may use the website and educational materials only with the involvement, permission, and supervision of a parent or legal guardian.
Anyone under 18 should not submit personal information, request resources, join an email list, or otherwise interact with website forms without the involvement and permission of a parent or legal guardian.
Parents and legal guardians are responsible for supervising a minor’s use of the website and determining whether particular content or activities are appropriate for that minor.
5. No Guaranteed Results
Money Mindset Academy does not promise or guarantee that using the website, books, worksheets, guides, activities, or other educational materials will result in:
• Increased income
• Increased savings
• Improved credit
• Investment gains
• Debt reduction
• Improved financial behavior
• Improved family communication
• Any other particular financial, educational, or personal outcome
Results vary depending on individual circumstances, decisions, actions, family dynamics, financial resources, and other factors outside our control.
Examples, illustrations, stories, or hypothetical situations are provided for educational purposes and should not be interpreted as promises of similar results.
6. Personal and Family Use
Unless otherwise stated in writing, website content and downloadable materials are provided for personal and family use only.
You may download, print, and use the materials within your own household. You may not, without prior written permission:
• Sell or resell the materials
• Copy or distribute the materials to others
• Upload the materials to another website, platform, database, or shared resource library
• Reproduce the materials in a book, course, workshop, presentation, or commercial product
• Modify, rebrand, or remove ownership notices from the materials
• Use the materials to create competing products or services
• Use the materials for classroom, professional, client, or organizational distribution
• Claim the materials as your own work
Educators, schools, counselors, coaches, financial professionals, organizations, and other professionals must obtain written permission before distributing or using the materials with students, clients, members, or participants.
7. Intellectual Property
The website and its original content, including text, branding, logos, graphics, books, downloads, worksheets, workbooks, illustrations, videos, designs, and educational materials, are owned by or licensed to Pod Media LLC and are protected by applicable copyright, trademark, and other intellectual-property laws.
“Money Mindset Academy” and related names, logos, branding, and materials may not be used without prior written permission.
No ownership rights are transferred to you through your use of the website or materials.
8. Free Resources
Free guides, worksheets, workbooks, checklists, and other resources are provided for general educational purposes.
We may:
• Change or update a resource
• Correct errors
• Remove a resource
• Stop offering a resource
• Change how a resource is delivered
• Require an email address or other information to access a resource
We do not guarantee that any free resource will remain available permanently.
9. Email Communications
When you submit a form requesting a free resource, you may also agree to receive educational and promotional emails from Money Mindset Academy, as disclosed near the form.
You may unsubscribe from promotional emails at any time by using the unsubscribe link included in an email.
Unsubscribing from promotional emails may not prevent us from sending administrative or transactional communications connected to a request you made.
10. Information You
You agree that information you submit through the website will be accurate and will not:
• Violate another person’s rights
• Contain unlawful, defamatory, threatening, or harmful material
• Contain malicious software or code
• Misrepresent your identity
• Include another person’s private information without authorization
• Be submitted by a child without appropriate adult involvement
Please do not submit confidential financial records, account credentials, Social Security numbers, bank account information, or other highly sensitive information through a general contact or download form.
Submission of information is also governed by our Privacy Policy.
11. Acceptable Use
You may use the website only for lawful purposes.
You may not:
• Attempt to gain unauthorized access to the website, its systems, or its accounts
• Interfere with the website’s operation, security, or availability
• Introduce viruses, malware, automated scripts, or harmful code
• Scrape, harvest, or collect information from the website without permission
• Use automated systems to access or copy website content
• Impersonate another person or organization
• Use the website for fraudulent or unlawful activity
• Circumvent access controls or security measures
• Use the website in a manner that could damage Money Mindset Academy or another person
12. Third-Party Links and Services
The website may contain links to third-party websites or services, including:
• Booksellers
• Social media platforms
• Educational resources
• Software providers
• Email service providers
• Other websites or organizations
Third-party websites and services are not controlled by Money Mindset Academy.
We are not responsible for their:
• Content
• Accuracy
• Availability
• Security
• Privacy practices
• Products
• Services
• Pricing
• Policies
• Terms
A link to a third party does not necessarily mean that we endorse or guarantee that third party. Your use of a third-party website or service is governed by that third party’s terms and policies.
13. Accuracy and Availability
We make reasonable efforts to provide helpful and accurate educational information. However, we do not guarantee that all website content will always be complete, current, accurate, or free from errors.
Financial topics, laws, regulations, products, services, and educational practices may change over time.
The website may occasionally be unavailable because of:
• Maintenance
• Hosting issues
• Technical problems
• Security concerns
• Service-provider outages
• Events outside our control
We may modify, suspend, restrict, or discontinue any part of the website without prior notice.
14. Disclaimer of Warranties
To the fullest extent permitted by law, the website and all content, materials, and resources are provided on an “as is” and “as available” basis.
Money Mindset Academy disclaims all express and implied warranties, including warranties of:
• Accuracy
• Completeness
• Availability
• Merchantability
• Fitness for a particular purpose
• Noninfringement
• Security
• Reliability
We do not warrant that the website will be uninterrupted, error-free, completely secure, or free from viruses or other harmful components.
Some jurisdictions may not allow certain warranty exclusions, so portions of this section may not apply to you.
15. Limitation of Liability
To the fullest extent permitted by law, Pod Media LLC, Money Mindset Academy, and their owners, officers, employees, contractors, agents, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:
• Your use of or inability to use the website
• Your reliance on educational content
• Decisions made after reviewing website materials
• Errors, omissions, or outdated information
• Lost data, income, profits, savings, or opportunities
• Third-party websites or services
• Unauthorized access, security incidents, or technical problems
Where liability cannot legally be excluded, our total liability relating to your use of the free website and free resources will not exceed the amount you paid us specifically for access to the website during the six months preceding the event giving rise to the claim. If you paid nothing, that amount will be zero, to the extent permitted by law.
Nothing in these Terms excludes liability that cannot legally be excluded or limited.
16. Indemnification
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Pod Media LLC, Money Mindset Academy, and their owners, officers, employees, contractors, agents, and representatives from claims, losses, liabilities, damages, costs, and expenses arising from:
• Your misuse of the website or materials
• Your violation of these Terms & Conditions
• Your violation of applicable law
• Your infringement of another person’s rights
• Information or material you submit through the website
17. Restriction or Termination of Access
We may restrict, suspend, or terminate access to the website or its resources when we reasonably believe that a person:
• Violated these Terms
• Misused the website
• Threatened website security
• Infringed intellectual-property rights
• Engaged in unlawful or harmful conduct
Provisions that reasonably should survive termination will remain in effect, including intellectual-property, disclaimer, limitation-of-liability, indemnification, and dispute provisions.
18. Governing Law and Venue
These Terms & Conditions are governed by the laws of the State of Florida, without regard to its conflict-of-law principles.
To the extent permitted by applicable law, any legal action arising from or relating to the website or these Terms must be brought in a state or federal court having jurisdiction in or over Manatee County, Florida.
You consent to the personal jurisdiction of those courts.
19. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will continue in effect.
20. No Waiver
Our failure to enforce a provision of these Terms does not waive our right to enforce that provision or any other provision later.
21. Entire Agreement
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement concerning your use of the website unless a separate written agreement applies.
22. Changes to These Terms
We may update these Terms periodically to reflect changes in:
• The website
• Our resources and programs
• Our business practices
• Our service providers
• Applicable laws
The revised Terms will be posted on this page with an updated effective date.
Your continued use of the website after revised Terms are posted constitutes acceptance of the updated Terms.
23. Contact Us
Questions regarding these Terms & Conditions may be directed to:
Pod Media LLC d/b/a Money Mindset Academy
Parrish, Florida
Email: greg@moneymindsetacademy.com
Website: MoneyMindsetAcademy.com